|About the Book|
The American Dream is quickly becoming an American Nightmare! This is not because most homeowners are poor money managers or lack the mental capacities to control their mortgage. The mortgage crisis has developed from the majority of the mortgageMoreThe American Dream is quickly becoming an American Nightmare! This is not because most homeowners are poor money managers or lack the mental capacities to control their mortgage. The mortgage crisis has developed from the majority of the mortgage industry, keeping consumers in the dark and uneducated in the largest financial transaction of their life. In the book Mortgage Solutions the veil on the mortgage industry is lifted and the simple truths are exposed. Every person who owns a home or plans on owning a home needs to read this book. The knowledge found on the pages of Mortgage Solutions will help everyone protect their American Dream. About the author Over the years, Rick Perea has played a role in literally thousands of mortgage transactions. These roles have taken him through the ranks of Loan Officer, Mortgage Banking Account Executive, and even to the role of President of a Mortgage Brokerage Company. As a past President of a mortgage brokerage company and from being an accomplished loan officer, he thoroughly understands how a loan officer or mortgage broker can easily take advantage of unsuspecting and uneducated homeowner. As a past mortgage banking account executive he understands the mortgage transaction through the eyes of the underwriter and bank. As his career developed he could not overlook the cries for help that he heard from homeowners who found themselves trapped in crippling mortgages. So he set out to develop a Consumer Mortgage Protection service to help homeowners from being taken advantage of by the deception in the mortgage industry. He is an advocate for educating consumers of mortgage transactions.